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Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Derek compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (806) 778-5365 to get started. You can also email dfranco@nexalending.com.
Derek Franco, Mortgage Loan Originator at NEXA Lending. NMLS #2703361. Call (806) 778-5365.
Derek Franco is a Mortgage Loan Originator at NEXA Lending (NMLS #2703361). Expert mortgage loan originator in Texas helping first-time buyers, refinancing, and home purchases. Licensed #2703361. Call (806) 778-5365 today.
Derek Franco is licensed to provide mortgage services in Texas.
Derek Franco offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (806) 778-5365 and email dfranco@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Derek Franco's NMLS license number is 2703361. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Derek Franco will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.