Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Derek Franco, Mortgage Loan Originator at NEXA Lending. NMLS #2703361. Call (806) 778-5365.
Derek Franco is a Mortgage Loan Originator at NEXA Lending (NMLS #2703361). Expert mortgage loan originator in Texas helping first-time buyers, refinancing, and home purchases. Licensed #2703361. Call (806) 778-5365 today.
Derek Franco is licensed to provide mortgage services in Texas.
Derek Franco offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (806) 778-5365 and email dfranco@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Derek Franco's NMLS license number is 2703361. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Derek Franco will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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